EDUCATE
Learn how the process actually works, in plain, easy-to-follow terms.
Homebuyer Head Start is a free mortgage education program designed for first-time homebuyers. Learn how the home buying process works, understand your financing options, and prepare for every step before applying for a mortgage, touring homes, or choosing a lender. Build the knowledge and confidence to make informed decisions from day one.
No application. No SSN, credit pull, or documents required to begin
Guidance from Barry & Shane Krevoy
Licensed & serving four states
Then verify, qualify & advise
Live somewhere else? Reach out anyway. We can often get licensed in your state, and we’d like the chance to help.
Learn how the process actually works, in plain, easy-to-follow terms.
Confirm where you stand today, without starting a loan application.
See realistic options once you’re ready, not before.
Get guidance built around your goals, from people you can reach.
The moment you open a listing app or walk an open house, the clock starts. Agents, sellers, and lenders all move fast. If you haven’t learned the fundamentals yet, it’s easy to make big decisions while playing catch-up.
Browsing homes feels productive, but it skips the part that actually determines what you can buy and how.
Walking homes invites quick commitments and emotional decisions long before you've set your strategy.
Choosing professionals before you understand your options means you're guided by their timeline, not yours.
When you understand the process, the numbers, and your own options, you stop reacting and start choosing. That’s the difference Homebuyer Head Start is built to create.
OUR FRAMEWORK
Build the foundation first.
Confirm where you stand.
Review realistic options.
Guidance around your goals.
We're advisors, not order-takers. Education comes first, always, so the rest of the journey is yours to direct.
A guided foundation that meets you before the pressure, clear, easy to understand, and built around how you actually learn.
Short, easy-to-follow lessons that explain the homebuying journey from first question to closing day.
A no-pressure snapshot of where you stand, without an application, credit pull, or private documents.
Understand the factors that shape what you can comfortably buy, in clear terms that anyone can follow.
Map out realistic next steps that fit your goals, so you move when you're ready, not when you're rushed.
Bring your questions to Barry and Shane, people you can actually reach, on your timeline.
Learn at your own pace. Nothing here commits you to a loan, a lender, or a deadline.
Buying your first home is easier when you understand the process before you start. Homebuyer Head Start helps first-time homebuyers learn the basics of mortgage financing, prequalification, preapproval, credit preparation, down payments, closing costs, and what to expect from the first conversation through closing.
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7:48
Learn the first steps in the home buying process before touring homes, choosing a lender, or applying for a mortgage.
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5:48
Understand the costs beyond the monthly mortgage payment so you can prepare for homeownership with more confidence.
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Learn about first-time homebuyer programs, down payment assistance, and benefits that may help eligible buyers prepare.
A quick, no-pressure snapshot that helps you understand your starting point. It’s a first step in learning, not a commitment. We’ll never ask for sensitive information just to begin the conversation.
Homebuyer Head Start was created by Barry and Shane Krevoy to help first-time homebuyers understand the mortgage process before making one of life’s biggest financial decisions. Their goal is to make homeownership easier to understand through clear, practical education that helps buyers move forward with confidence.
Senior Mortgage Advisor
Retirement Mortgage Advisor
NMLS 923896 | Licensed in CA, OR & TN
Barry brings decades of perspective to homebuyers and those navigating mortgages in retirement. His approach starts with education, so every client understands the why behind each step before any decision is made.
Senior Mortgage Advisor
Self-Employed & Business Owner Mortgage Specialist
NMLS 1295481 | Licensed in CA & TX
Shane specializes in guiding self-employed buyers and business owners through a process that is often made more complicated than it needs to be. He makes it clear, easy to follow, and centered on your goals.
Trusted by homebuyers seeking clear, unbiased mortgage education before purchasing their first home.
Homebuyer Head Start was created by Barry and Shane Krevoy to help first-time homebuyers understand the mortgage process before making one of life’s biggest financial decisions. Through practical education, real-world lending experience, and step-by-step guidance, they help buyers build the knowledge and confidence needed before applying for a mortgage.
It’s a first step in learning where you stand, nothing more. There’s no commitment, and we deliberately don’t ask for sensitive details just to start the conversation.
We never request your SSN to begin.
No government ID required to start.
No credit pull happens during the check.
No pay stubs, tax returns, or bank statements to begin.
Education first. You decide what happens next, and when.
Yes. The program is built around education first. You learn at your own pace, and nothing here commits you to a loan, a lender, or a timeline. When you’re ready for the next step, we’re here, not before.
No. The Pre-Qualification Check is not a loan application and does not involve a credit pull or credit authorization. It’s a no-pressure snapshot to help you understand your starting point.
Just your questions and your goals. We don’t ask for your Social Security Number, driver’s license, credit authorization, or private documents to begin the conversation.
The Krevoy Team serves California, Oregon, Texas, and Tennessee. Barry is licensed in CA, OR, and TN. Shane is licensed in CA and TX.
Not at all. Wherever you are in the process, getting educated helps you make calmer, clearer decisions from here on out. Many buyers find the Head Start especially valuable once they’ve felt the early pressure firsthand.
Learn first. Decide later. Move forward with confidence, guided by advisors who put your education ahead of everything else.