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Why education
What’s included
Mortgage Education
Your advisors
FAQ

Why education
What’s included
Mortgage Education
Your advisors
FAQ

The First-Time Homebuyer Reality Check

Welcome to your The First-Time Homebuyer Reality Check

How much do you need to put down on a conventional loan as a first-time buyer?

20% 10% 3% 5% None

With a fixed-rate mortgage, your monthly payment can never go up.

True False None

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Copyright © 2026 The Krevoy Team

Homebuyer Head Start

By The Krevoy Team

A Mortgage Education program from The Krevoy Team, a father-son mortgage advisory team. Education first, then verify, qualify, and advise.

Program

Why education matters What's included Education Center Pre-Qualification Check

The team

Meet Barry & Shane Client reviews Your privacy FAQ

Licensing & service areas:
The Krevoy Team serves California (CA), Oregon (OR), Texas (TX), and Tennessee (TN). Barry Krevoy is licensed in CA, OR, and TN. Shane Krevoy is licensed in CA and TX.

The Pre-Qualification Check is not a loan application and is not a commitment to lend. It does not require a Social Security Number, driver's license, credit authorization, or private financial documents to begin. Educational content is provided for general informational purposes and does not constitute financial advice.

Barry Krevoy, NMLS 923896 | Shane Krevoy, NMLS 1295481

Equal Housing Opportunity

NMLS Consumer Access: https://www.nmlsconsumeraccess.org